Cancer and Affordable Health Insurance

Being diagnosed with cancer is an overwhelming feeling. There are so many implications to consider; what about my health, my family, my job? Who will I find to care for me, will I survive, how will I cope? All of these are natural reactions to being diagnosed with cancer. As a patient, there will be many decisions that need to be made. One of the most important and potentially stressful issues though will be how will you pay for your care.

Cancer is an expensive illness to have. There may be doctors, nurses, surgeries, chemo or radiation therapies, tests, medications and time off from work. Having affordable health insurance will become critical. Most employers offer some kind of medical insurance and even without an employer, there are other many other options to consider.

If you have insurance already:

Make sure your policy is paid and up to date; this is not the time to let your policy lapse.
Read and understand your policy; understand what your requirements are as the patient and how to make your policy work for you.
Get help from a caseworker or insurance agent; use the expertise of your insurance agent or a liaison through your employer. It is their job to help you navigate through the policy.
Submit claims as required and on time; If you don't feel you can do this, assign someone to do it for you, a spouse, sibling or friend.
Keep track of records. Keep all prescriptions, test results, benefit explanations, medical bills etc. There may be times that these records will come into question and you will want to have them close at hand.

If you need insurance:

Seek out help: The hospital or doctor may have resources to help you navigate. Also check the American Cancer Society or the Social Security Administration.

Find an advocate-either personal or professional:

Learn the insurance language: Understand what terms like pre-existing conditions, PPO, or HMO mean.
Find Resources:

Private Insurance

Government Funded Insurance such as Medicare

State or Local Insurance such as Medicaid

Check into Group insurance through fraternal or professional associations

Compare policies: Find out what is going to work for your situation, what is affordable and reasonable.

Studies show that having affordable health insurance decreases the risk of death from cancer. This is primarily due to better preventative health maintenance such as screenings, mammograms and regular physicals. The other thing about having good affordable insurance is that patients have more access to information. Insurance companies are a wealth of information and usually share their information via newsletters, tips and articles.

Having good affordable insurance with cancer is important in receiving the proper care during treatment. It is also important prior to any diagnosis for preventative care and access to information. Finding affordable health insurance once diagnosed is potentially difficult, but not impossible with research, knowledge and help from available resources.

Katie Appleby is an accomplished niche website developer and author. To learn more about health insurance, please visit Affordable Health Insurance Today for current articles and discussions.

Skin care tips

Age of Conan Barbarian Class Guide

The Barbarian class is easily the most popular class, because the Barbarian is a character that is undisciplined, brutal and savage in nature. The Barbarian is a kind of character that can benefit when outnumbered, making use of unscrupulous hacking and slashing to get the job done rather than complicated or calculated attacks.

There are two types of combat that the Barbarian can choose, each leading to a slightly different path in terms of power and game play. The first is that the Barbarian may choose to cut through enemy lines using truly massive two-handed weapons. The second is that the Barbarian may also choose to create crushing blows by wielding a weapon in each of his hands. Either way, the blows that the Barbarian deals out will be truly devastating, especially when special attacks and combination blows are incorporated into the attacks. The Barbarian can easily handle being outnumbered, making use of target-free hacking and slashing to wade through the throng of opponents.

The Barbarian class of characters falls under the Rogue category, and this archetype allows them to be either Cimmerian or Aquilonian in descent. They are capable of wearing light armor and cloth armor, which means that they have to rely more heavily on evasive skills and their massive offensive capabilities in order to kill their opponents more quickly than they can be killed by them. Luckily, the nature of the Barbarian is that being wounded only allows them to become stronger, and even more deadly in the end. There are a powerful variety of attacks that the Barbarian can utilize in order to knock their enemies senseless or to immobilize them from moving. They excel when it comes to stealth attacks which means that they can easily ambush their opponents for quick kills.

Coming across a Barbarian on the battlefield is a terrifying sight. Barbarians naturally rely upon their aggression and strength to create a truly relentless assault on their foes. Barbarians do not have to depend on positioning like the ranger and the assassin have to, but rather can jump straight into the battle hacking and slashing at will to cause as much death and havoc as they possibly can quickly and stealthily. Players looking for a quick kill laced with carnage and mindless hacking and slashing will enjoy playing the Barbarian character in the Age of Conan.

Ben is an avid Age of Conan gamer and frequently writes about Age of Conan tips strategy and gold guides. Visit his website at http://www.aocriches.com to dominate your server today.

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