Thursday, November 20, 2008

Cancer and Affordable Health Insurance

Being diagnosed with cancer is an overwhelming feeling. There are so many implications to consider; what about my health, my family, my job? Who will I find to care for me, will I survive, how will I cope? All of these are natural reactions to being diagnosed with cancer. As a patient, there will be many decisions that need to be made. One of the most important and potentially stressful issues though will be how will you pay for your care.

Cancer is an expensive illness to have. There may be doctors, nurses, surgeries, chemo or radiation therapies, tests, medications and time off from work. Having affordable health insurance will become critical. Most employers offer some kind of medical insurance and even without an employer, there are other many other options to consider.

If you have insurance already:

Make sure your policy is paid and up to date; this is not the time to let your policy lapse.
Read and understand your policy; understand what your requirements are as the patient and how to make your policy work for you.
Get help from a caseworker or insurance agent; use the expertise of your insurance agent or a liaison through your employer. It is their job to help you navigate through the policy.
Submit claims as required and on time; If you don't feel you can do this, assign someone to do it for you, a spouse, sibling or friend.
Keep track of records. Keep all prescriptions, test results, benefit explanations, medical bills etc. There may be times that these records will come into question and you will want to have them close at hand.

If you need insurance:

Seek out help: The hospital or doctor may have resources to help you navigate. Also check the American Cancer Society or the Social Security Administration.

Find an advocate-either personal or professional:

Learn the insurance language: Understand what terms like pre-existing conditions, PPO, or HMO mean.
Find Resources:

Private Insurance

Government Funded Insurance such as Medicare

State or Local Insurance such as Medicaid

Check into Group insurance through fraternal or professional associations

Compare policies: Find out what is going to work for your situation, what is affordable and reasonable.

Studies show that having affordable health insurance decreases the risk of death from cancer. This is primarily due to better preventative health maintenance such as screenings, mammograms and regular physicals. The other thing about having good affordable insurance is that patients have more access to information. Insurance companies are a wealth of information and usually share their information via newsletters, tips and articles.

Having good affordable insurance with cancer is important in receiving the proper care during treatment. It is also important prior to any diagnosis for preventative care and access to information. Finding affordable health insurance once diagnosed is potentially difficult, but not impossible with research, knowledge and help from available resources.

Katie Appleby is an accomplished niche website developer and author. To learn more about health insurance, please visit Affordable Health Insurance Today for current articles and discussions.

Skin care tips

Tuesday, November 18, 2008

Age of Conan Barbarian Class Guide

The Barbarian class is easily the most popular class, because the Barbarian is a character that is undisciplined, brutal and savage in nature. The Barbarian is a kind of character that can benefit when outnumbered, making use of unscrupulous hacking and slashing to get the job done rather than complicated or calculated attacks.

There are two types of combat that the Barbarian can choose, each leading to a slightly different path in terms of power and game play. The first is that the Barbarian may choose to cut through enemy lines using truly massive two-handed weapons. The second is that the Barbarian may also choose to create crushing blows by wielding a weapon in each of his hands. Either way, the blows that the Barbarian deals out will be truly devastating, especially when special attacks and combination blows are incorporated into the attacks. The Barbarian can easily handle being outnumbered, making use of target-free hacking and slashing to wade through the throng of opponents.

The Barbarian class of characters falls under the Rogue category, and this archetype allows them to be either Cimmerian or Aquilonian in descent. They are capable of wearing light armor and cloth armor, which means that they have to rely more heavily on evasive skills and their massive offensive capabilities in order to kill their opponents more quickly than they can be killed by them. Luckily, the nature of the Barbarian is that being wounded only allows them to become stronger, and even more deadly in the end. There are a powerful variety of attacks that the Barbarian can utilize in order to knock their enemies senseless or to immobilize them from moving. They excel when it comes to stealth attacks which means that they can easily ambush their opponents for quick kills.

Coming across a Barbarian on the battlefield is a terrifying sight. Barbarians naturally rely upon their aggression and strength to create a truly relentless assault on their foes. Barbarians do not have to depend on positioning like the ranger and the assassin have to, but rather can jump straight into the battle hacking and slashing at will to cause as much death and havoc as they possibly can quickly and stealthily. Players looking for a quick kill laced with carnage and mindless hacking and slashing will enjoy playing the Barbarian character in the Age of Conan.

Ben is an avid Age of Conan gamer and frequently writes about Age of Conan tips strategy and gold guides. Visit his website at http://www.aocriches.com to dominate your server today.

Thursday, November 6, 2008

Free Online Games at GamingBooth


Gaming Booth is a great free online games arcade that offers over 5,000 games. My favorite game is Onslaught 2. Check out the site and see which game is your favorite.

Tuesday, October 21, 2008

5 Ways Building a Famous Blog is Like Writing a Hit Song

I have been a little distracted the last couple of days. I will get my blog post done and do some commenting and forum participation, but not as much as I would like. You see one of my passions is songwriting, I love it, and I find that when I jump on my keyboard or pick up my guitar, I get lost for hours trying to write fresh new songs. It is a great escape and probably one of my favourite thing to do.

The songs I write are Christian songs for my church and youth group. I am always hoping to have them played on a Sunday or Friday night when we have meetings, but most of all I would love to see them recorded. You see our church created its first CD/DVD this January, and are looking to launch a new album each year. The songs are quality songs.

The song book has been created and we already have churches from The United States and other countries interested in playing our songs in their churches. My goals is to have at least one of my songs make it on the next album.

Why am I telling you this?

Because I believe that creating a blog that is famous is a lot like writing a hit song, and I would like to take some of my experiences in both song writing and blogging to highlight a few key points that I think will really help you with your blogging.

1. The Effort You Put In Will Affect Your Result
Everyone says this, but barely anyone ever does it. If you are serious about something you will put the required effort in to get the desired result. I have tried writing songs with a couple of my friends and it is interesting to see the results that we get based on the attitude and effort that they apply.

2. Love What You Are Doing
I love song writing! I get lost for hours on end just mucking around on my guitar, or going downstairs to our piano and just fiddling with new chords and progressions, finding interesting melodies and seeing how a song can unfold from nothing.

People can tell when you love what you do, because it comes out in your work. You can tell when songs are written from the heart or just created to be another hit. It is the same with blogging. People can tell when you are just churching out posts to get more traffic and new subscribers, but I challenge want to challenge you. Do you love what you are doing? Because if it is not - why not find something that you love, and put your effort into that?

3. Get Input From A Few People You Look Up To
So many times I will get stuck part way through a song and I will have no clue where to go from there. That is why I often take my songs to friends who are also musicians and singers that are highly talented, and ask for their input. Sometimes it just takes the smallest suggest to set off a whole new chain of thoughts that will help me finish a song off.

In regard to blogging, this is your circle of influence. In may be a blogging forum or just bloggers that you network with, that you can ask questions and brainstorm with. BlogPremiere forum is great for this!

4. Don't Get Offended When People Don't Like It
I had to learn this one early with my songs. I would write a song that I thought was amazing only to have to shut down by friends and leaders. It took me a fair while to work out that they were not doing it to pull me down but to encourage me to keep pushing to write better, and I used to get really offended by their lack of interest. Now however I see it as a positive. Because they do not tell me to give up - which means they believe I can do much better.

We need to be able to learn how to handle constructive criticism.

5. Learn From Your Mistakes
As soon as I learnt the the lat point, on not getting offended when people told me my song wasn't good enough, I started to take on board what they had to say. And you know what? My songs started to improve, and I think the same will happen with your blogging when you are able to learn from the things that you may not be doing well at the moment.

Just like I am starting to see success with this blog, I am also seeing some success with my song writing. A song that I wrote with 2 of my friends is now one of our most popular songs at Youth, and 3 of my songs are getting played in kids church. I believe that if you follow these 5 easy steps you will have a famous blog in no time!

To find more creative articles about blogging visit: http://www.standoutblogger.com